Are you seeking a job that is 100% remote work from home with outstanding benefits and flexible schedules? If you have Mortgage experience, we have multiple clients seeking to hire!
The Mortgage Underwriter will be responsible for underwriting and clearing conditions for FHA, VA and Conventional loans ensuring compliance with specific company, investor and insurer underwriting guidelines in a paperless environment. Experience Underwriting USDA and Bond programs is a plus. A thorough working knowledge of industry standard product, program and compliance Underwriting guidelines is required.
Maintains pipeline within the Company’s standards 24-hour turn-around time for upfront and final underwrite.
Reviews files upfront for initial credit decision based on Company checklists and guidelines.
Underwrites a minimum of 40 loan points per month based on CCM weighted point scale (please refer to bonus plan).
Issues loan approvals or escalates files to loan committee when necessary based on Company guidelines.
Grades loan application quality as based on criteria covered in training.
Reviews files throughout the process if requested by the Processor. Communicates errors and missing information to Processor via email.
Emails information pertaining to the loan file through Encompass.
Reviews files for final approval once all items are gathered by the Processor.
Issues final approval uploading all necessary approval documentation into Company’s software systems with appropriate signatures.
Works with post-closing department on any stipulations for closed files.
Associate Degree in business management or related field.
SAR and/or DE strongly preferred.
Minimum 5 years of Mortgage Underwriter experience in a retail environment for mortgage lender highly preferred.
Minimum 5 years of credit and appraisal experience in mortgage lending field covering FHA, VA and Conventional Loan Programs.
Recent experience Underwriting FHA loans and supporting the Mortgage Lending activity at a purchase focused Mortgage lender.
Basic understanding of mortgage banking software, Mortgage Underwriting, loans, purchase, and refinance transactions.
Superior customer service skills.
Self-starter with excellent time management skills.
Ability to maintain the highest level of confidentiality.
Excellent problem-solving skills.
Excellent communication skills – written, verbal with an ability to present ideas clearly and concisely.
Ability to multi-task in a fast-paced environment.
If you are interested in learning more about this excellent remote opportunity, please apply now or go to our website at www.accountingprincipals.com.
Equal Opportunity Employer/Veterans/Disabled
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