Mortgage Loan Processor

  • Location
    Louisville, Kentucky
  • Category
    Loan / Mortgage
  • Job reference:
    US_EN_5_849121_2809612
  • Job type
    Direct Hire

Job Summary

Accounting Principals Louisville is currently working with a client who is seeking a Mortgage Loan Processor with 2+ years’ experience. This is a full-time direct hire opportunity in Louisville.   

This job role performs the daily functions connected with loan processing. Effectively processes loans in accordance with company policies and procedures. 

Responsibilities: 

  • Verifies, compiles, and inputs/updates application information for mortgage loans 

  • Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type, and amount of mortgage applied for including but not limited to borrower credit, assets, liabilities, and length of employment 

  • Recommends that loan not meeting standards be denied or restructured 

  • Order verifications (income, assets, credit, liabilities) to verify accuracy of information stated on loan application 

  • Complete and generate various loan application forms/disclosures for borrowers 

  • Order title work, insurance, condo docs for approval, appraisals, and any other property related items required for the loan 

  • Perform necessary follow up on any items required for the loan in a timely manner (i.e.…title, insurance, appraisal, loan conditions from borrower, etc.) 

  • Informs supervisor and/or Loan Originator of discrepancies on any loan documentation provided or ordered 

  • Submits mortgage loan application file for underwriting approval 

  • Types and emails/mails approval and denial letters to applicants 

  • Submits approved mortgage loan file to closing departments and closing settlement agent/attorney for settlement 

  • Uses all required Checklists for Underwriting and Closing Departments 

  • Keeps records/logs/pipeline report on status of branch loans assigned to their queue, including number of new applications and loans approved, canceled, or denied 

  • communicate effectively with borrower and/or Loan Originator regarding any missing or delayed documentation required for Loan Approval or Final Loan Approval 

  • Performs other related duties as assigned 

  • Submits conditions to UW 

  • Qualifications: 

  • Two or more years of loan processing experience 

  • Ability to make sound judgments regarding the resolution of customer service issues 

  • Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative 

  • Ability to handle detailed assignments and maintain confidentiality 

  • Excellent communication and interpersonal skills 

  • Organizational skills necessary to prioritize workload 

  • High School Diploma or equivalent 



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