Mortgage Closer

  • Location
    Philadelphia, Pennsylvania
  • Salary
    $ 25 - $ 35
  • Category
    Loan / Mortgage
  • Job reference:
  • Job type
    Contract/Temp to Hire

We are currently recruiting for several Mortgage Closer openings!  Qualified candidates will possess a minimum of two years of mortgage post closing or closing experience, excellent organizational skills.

This is a contract role - remote opportunities are available

  • Responsible for auditing assigned files
  • Assign self to loan and entering ship dates for management to monitor loan status
  • Audit the closing package received from the title company for errors corrections and meeting compliance regulations.
  • Make corrections and follow-up on all errors or issues found during post-closing auditing and keep management apprised of any loan that could be a potential issue with salability or aging
  • Clear all stipulations found during the investor audit in a timely manner
  • Monitor pipeline to ensure 15 day turn times
  • Place all credit related suspensions not in their expertise in the task queue
  • Monitor lock expirations to ensure extensions prior to lock expiration; lock extension must go through management
  • Scan all trailing/corrected documents and ensure assigned files are scanned and uploaded
  • Upload files daily to the allocated investor prior to lock expiration
  • Verify if loan requires MI, MI % factors are correct, cert information is correct and activate Mortgage Insurance
  • Approve correspondent loans for purchase
  • Track and report errors
  • Recalculate Homeowners Insurance to ensure proper coverage
  • Recalculate and balance escrow account to ensure we have collected the appropriate amounts
  • Check TIL/APR fees to verify tolerance
  • Reconcile closing conditions have been met
  • Reconcile closing disclosure, amend if necessary
  • Responsible for following minimum standards
  • Requirements:

  • Minimum 2 years of current mortgage Post Closing or Closing experience.
  • Self-directed motivated results-driven and comfortable working in an extremely fast-paced environment
  • Strong organizational skills and ability to multi-task
  • Possess an excellent customer service skills
  • Must be detail oriented and demonstrate excellent decision making skills
  • Excellent written and verbal communication skills

    Equal Opportunity Employer/Veterans/Disabled

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    The Company will consider qualified applicants with arrest and conviction records

    Please apply with your CV to:

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