We are currently seeking applicants for a Credit Analyst role with a fantastic Triad company. The Credit Analyst is responsible for the processing and analysis of credit applications for loans and leases to customers for the acquisition of heavy equipment, as submitted by our customers, dealers and District Finance Managers.
An ideal candidate has experince reviewing credit reports, determining credit worthiness, underwriting experience (ideally within a dealership/automotive environment), and the ability to make decisions in a high stress environment.
Reviews credit submittal, credit bureau, Paynet, or other individual and commercial credit bureau reports for completeness
Establishes customer files and performs necessary verifications of borrowers and guarantors as required
Negotiate loan and lease structuring, pricing, and collateral analysis requirements for transactions to ensure sound underwriting and risk practices.
Follows-up with dealer contacts daily and leverages relationships to negotiate and win open approvals
Meets with prospective customers to analyze business operations and conducts extensive credit interviews.
Interacts with other colleagues, managers and executive management on behalf of credit to make recommendations related to financing requests
Interacts Underwrites transactions and articulates the strengths and weaknesses, as well as recommendation in verbal and written presentations
Ensures accurate and complete documentation of credit files and recommends credit lines for current and prospective customers
Underwrites modifications and Assignment and Assumptions of loans and leases
Other projects as assigned
BA/BS degree in Finance or a related field
2+ years’ combined experience in one or more of the following areas: loan or lease underwriting, portfolio asset management or formal credit/risk management coursework /training
Heavy equipment, transportation or construction equipment experience a plus
Established credit underwriting and analytical skills
Proven organizational skills with the ability to prioritize work and effectively work on multiple tasks in a fast paced, demanding environment
If you would like to be considered for this role, apply now!
Equal Opportunity Employer/Veterans/Disabled
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